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Privacy Policy

Last updated: January 21, 2026

This Privacy Policy explains how NAYMAN ADVISORY - FZCO (“Company”, “we”, “us”) collects, uses, and protects personal data when you use the Life HUG’S service (“Service”) at life-hugs.com.

1. Data We Collect

  • Identity & contact: name (optional), email, and contact details you provide.

  • Payment: payments are processed by third-party payment processors. We do not store full card details on our servers.

  • Service data: information required to provide access (e.g., Telegram username or user ID where applicable).

  • Technical: IP address, device/browser data, cookies (if enabled) to improve security and user experience.

2. How We Use Data

  • Provide access to the private Telegram community and digital materials

  • Process subscription payments and send receipts/notifications

  • Customer support and dispute handling

  • Security, fraud prevention, and compliance

3. Legal Basis

We process personal data based on consent, contract necessity (to provide the Service), and legitimate interests (security and fraud prevention), in accordance with applicable UAE data protection laws, including UAE Federal Decree-Law No. 45 of 2021 (PDPL) where applicable.

4. Sharing of Data

We do not sell personal data. We may share data with:

  • Payment processors and billing providers

  • Email/communications providers

  • Hosting and analytics providers (if enabled)

  • Authorities where required by law

5. International Transfers

Your data may be processed in countries outside the UAE due to the use of global service providers (e.g., payment processors, communications tools, Telegram). We take reasonable measures to protect data during such transfers.

6. Data Retention

We retain personal data only for as long as necessary to provide the Service, comply with legal obligations (e.g., accounting), resolve disputes, and enforce agreements. Retention periods may vary depending on the data type and legal requirements.

7. Your Rights

Subject to applicable law, you may request access, correction, or deletion of your personal data. To exercise your rights, contact us at support@life-hugs.com.

8. Cookies

We may use cookies or similar technologies for site functionality and analytics. You can control cookies through your browser settings.

9. Security

We implement reasonable technical and organizational measures to protect personal data. However, no method of transmission or storage is 100% secure.

10. Changes

We may update this Privacy Policy from time to time. The “Last updated” date indicates the latest version.

11. Contact

Email: support@life-hugs.com

Website: life-hugs.com

Company: NAYMAN ADVISORY - FZCO, Dubai, UAE

NAYMAN ADVISORY FZCO

Dubai Silicon Oasis, DDP, Building A2, Dubai, UAE

License Number 13332

United Arab Emirates

Contact: support@life-hugs.com

The information provided by Life HUG’S is for educational and informational purposes only. 1. Not Financial, Investment, Tax or Legal Advice Nothing on this website, in our Telegram community, messages, reports, or materials constitutes professional financial, investment, tax, or legal advice. You should consult qualified professionals before making decisions. 2. Not Regulated Financial Services We do not provide regulated financial services. We are not a broker, do not provide custody, do not manage client funds or assets, and do not execute trades on behalf of Users. 3. Risk Notice Financial markets involve risk, including the risk of loss. Past performance is not indicative of future results. 4. Accuracy and No Guarantees We strive to provide high-quality analysis based on publicly available data, but we make no guarantees regarding accuracy, completeness, or timeliness. 5. Limitation of Liability To the maximum extent permitted by law, the Company is not liable for losses arising from use of the Service or reliance on the information provided.

Life HUG’S © 2026 - All rights reserved

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